Why Hire an Insurance Restoration Professional

When someone’s home falls victim to flooding, a fire or damage caused by high winds, the homeowner’s first thought is usually, “How can I get this fixed as quickly as possible.” Unfortunately with most homes, solving this kind of problem isn’t as simple as breaking out the Shop-Vac or the tool box. Insurance companies must be contacted and people must be hired to properly repair the damage. For most homeowners, this process is new to them, and their lack of experience could potentially lead to inadequate repairs or added costs not covered by their insurance. 

Hiring a restoration contractor is one way homeowners can ensure the repairs on their home are being done right. Restoration contractors specialize in repairing damage caused by flooding, burst pipes, fire and smoke, mold, and wind. They have experience in properly addressing these sometimes tricky repairs and have a reputation in their community for quality work.

What Sets Insurance Restoration Specialists Apart?

If a tree crashes through your roof or a grease fire ruins your kitchen, you will need to call your home owner’s insurance company for an inspection before getting any reimbursement for damage repairs. Once the damage is assessed, it’s your job to hire a contractor. Using a builder or company that does not specialize in restoration construction is up to you, but could mean some important repairs or underlying problems caused by the accident go unnoticed and unaddressed. A specialist is trained to look for these underlying problems.

Restoration contractors have also built a business on being trustworthy and delivering quality work. In times of natural disaster, such as after a flood, hurricane or a major snowstorm, you will often hear news reports about fly-by-night repair operations delivering shoddy work or running off with large deposits, leaving the homeowner in the lurch. Dube Plus Construction has a track record of working extensively with homeowners and their insurance companies to get their lives and homes back together as quickly and efficiently as possible. We believe it is important during your time of loss that you are able to focus on the needs of your family.

Insurance Restoration Specialists can help before the adjuster is called

Insurance adjusters are tasked with determining the cost of the damage so that you can pay for the repairs, but in some cases, adjusters miss hidden problems that are revealed once the construction crews start the job. Mold hidden inside drywall or structural damage aren’t always visible from a walk-through inspection.

Some people also feel the need to hire a “Public Adjuster” to protect themselves from being “taken” by their insurance company. We’ve found this uncovered cost can be quite expensive and takes money directly out of homeowners’ pockets before the insurance claim is even made. Insurance companies and their adjusters are concerned with being “taken” by unrealistic and often dishonest contractors, as well. It’s our experience that working with a trusted company eliminates these concerns and helps bring the estimated cost of reimbursement more in line with actual costs.

In some cases, restoration specialist will work with homeowners before the adjuster is called to determine the extent of the damage. This estimate can then be used as a guideline when meeting with the adjuster.

If you have any questions about restoration construction or any home repairs, please call Dube Plus Construction. Through our 19 years of service we have established trusted relationships with insurance adjusters, as well as our many clients we work with.

How to Choose a Contractor To Build Your or Remodel Home

New home construction, additions and remodeling adds value to your home. Be sure you have the best contractor for the job.

New home construction, additions and remodeling adds value to your home. Be sure you have the best contractor for the job.

Finding a home builder for a renovation project, addition or new home is one of the biggest decisions a homeowner will make. But deciding which one to hire can seem overwhelming. Getting to know the builders in your area will help you learn more about their quality of work, design skills and cost, and will make that decision easier.

Who are the builders in your community?

The best way to become familiar with local builders is to look at newly constructed homes for sale. Read the real estate listings online or in the local paper. Go to open houses of newly constructed homes to get a look at their work. Talk to a real estate agent for names of reputable builders. Of course, word of mouth from trusted friends and relatives is a great way to get names, too.

The New Hampshire Home Builders Association is another great resource. They can provide you with a list of home builders who work in your area.

Talk to people who live in the builder’s homes

Once you’ve found a builder you like, drive by a few homes or subdivisions the builder has constructed. Do you like the look and usability of the home. Are there unique features you like? Do the materials look high-quality?

Scheduling a drive on a Saturday morning when homeowners are out enjoying their yards or doing home projects gives you the opportunity to talk with them. If you’re feeling outgoing, introduce yourself and let the owner know you are considering hiring the builder of their home. Ask them if they like their home, what they’d change, and if they’d hire the builder again. People are usually flattered when you tell them you like their home and are eager to give advice.

Whether you talk to homeowners or not, make sure to carry a notebook in the car. Jot down observations and any questions that come to mind. Take the notebook with you when you meet with the potential builder so you can talk more about the homes you liked.

Ask lots of questions about the design-build process

Once you’ve selected a builder, contact their offices and let them know you’d like to ask them a few questions. Whether you talk directly to the builder or to a member of the sales team, they should be happy to answer any question you might have about the project and the process. Here is a list of questions you will likely want to ask a builder before hiring:

  •   What is your fee structure and what is your required deposit?
  • How long will our project take?
  • How often will you communicate with us about the status of the project and any setbacks?
  • Do you have any references of recent buyers or occupants?
  • Do you have a financing plan available?
  • How much "customizing" can be done versus standard features?
  • Are there options in set floor plan? Can a basement or deck be added?
  • Can appliances be up- or down-graded?
  • If moving into a subdivision, will there be a homeowner’s association or added fees for maintenance?
  • What local permits or building permit fees are required?
  • What are the property taxes in the town or will the renovation affect my property taxes?
  • Do you offer a warranty program?
  • Does the price include landscaping? What if the plants die within a year?
  • Are there any restrictive covenants that could impact the project?
  • If it’s a new home, are there any major development plans for the area in the next five years?

Reaching out to your local builder


Dube Plus manages all aspects of home construction, from new home construction to repairs and home improvement. Our licensed, insured and professional staff will work with you from planning and scheduling to the finishing touches. Contact us today and we can answer all of your home building questions. 

Building a new home can be a joyous or difficult experience. Choose a design-builder that has a proven process in place and more than 26 years experience. Choose Dube Plus.